MetLife has been selling life insurance since 1868, but moved into the pet insurance market in 2004 – and those 150+ years of experience really show. Its plans tick a lot of positive boxes, not least their flexibility and reliability, with plenty of adjustable financial options – including 50% to 100% reimbursement – and around eight out of 10 claims paid within 10 days.
It’s also an industry leader when it comes to waiting periods. Illnesses are a competitive 14 days, but accidents start at midnight on the day you take out your plan, which is as short a waiting period as you can hope to get.
MetLife has a heart, too, donating $500,000 to animal shelters in 2021. Other nice touches include discounts for members of the armed forces, first responders, and the staff and owners of animal care facilities.