Who are the best pet insurance companies?

We work with America’s biggest and most trusted providers and each is great for different things. There’s no single policy that’s the best – it depends on what you’re looking for. Click on the insurers below for our in-depth guides and user video reviews!

Petted Recommended
Paw Protect
4.8
starstarstarstarstar

reviews

Read reviews
Healthy Paws
4.8
starstarstarstarstar

reviews

Read reviews
Trupanion
4.7
starstarstarstarstar

reviews

Read reviews
Spot
4.6
starstarstarstarstar

reviews

Read reviews
Fetch
4.6
starstarstarstarstar

reviews

Read reviews
Embrace
4.5
starstarstarstarstar

reviews

Read reviews
Lemonade
4.5
starstarstarstarstar

reviews

Read reviews
MetLife
4.5
starstarstarstarstar

reviews

Read reviews
Progressive
4.5
starstarstarstarstar

reviews

Read reviews
ManyPets
4.4
starstarstarstarstar

reviews

Read reviews
ASPCA Pet Health Insurance
4.4
starstarstarstarstar

reviews

Read reviews
State Farm
4.5
starstarstarstarstar

reviews

Read reviews
Pets Best
4.2
starstarstarstarstar

reviews

Read reviews
Figo
4.1
starstarstarstarstar

reviews

Read reviews
Pumpkin
4.1
starstarstarstarstar

reviews

Read reviews
Nationwide
4.0
starstarstarstarstar

reviews

Read reviews
AKC Pet Insurance
4.0
starstarstarstarstar

reviews

Read reviews
Wagmo
3.9
starstarstarstarstar

reviews

Read reviews
Prudent Pet
3.5
starstarstarstarstar

reviews

Read reviews

Find the best insurance plan for your pet!

Confused about pet insurance? We have thousands of reviews from pet parents all
over America to help you make the best decision!
  1. Read reviews icon

    Read reviews

    Our user reviews are written by real pet parents telling you all about the good and the bad!

  2. Get a quote icon

    Get a quote

    When you’ve decided which insurer to go for, you can get a free quote in under 60 seconds

  3. Protect your pet icon

    Protect your pet

    Once your pet is insured, you’ll be able to rest easy knowing you can cover your pet's vet bills

Find genuine reviews from pet parents just like you!

Whether you’ve got a cheeky chihuahua or a super Siamese, here’s what thousands of others are saying!

Review Logo
5 Stars

Happy with the choice I made

ManyPets instantly reimbursed me for my pet wellness visit with no problem!

Candace

April 13, 2022

Review Logo
5 Stars

Amazing app

I love that Lemonade has a fab app that I can use anywhere at any time. It really beats filling out paperwork!

Katie

April 24, 2022

Review Logo
5 Stars

Easy to claim

Very easy process to submit claims. Customer service is always friendly. Very happy with this insurance company, we will use them as long as we have dogs.

Todd

February 3, 2022

Review Logo
5 Stars

A wonderful experience!

I had a wonderful and complaint-free experience. The customer service is always helpful, and it’s super easy to file a claim.

Carrie

June 9, 2022

Pet Insurance FAQs

Pet insurance can be hard to understand. So we wrote these to make it easy!

See all FAQs
  • As pet parents, we always want the best for our pets and pet insurance should be no different. Fortunately, many providers like ManyPets and Trupanion offer different options that can be tailored to your budget and coverage needs. To find your perfect plan, you can compare the best pet insurance providers in less than 60 seconds or less - for free!
  • We absolutely recommend pet insurance to keep your pets protected against accidents or illness. For example, a simple X-ray can easily cost over $250 while emergency surgery could mount up to well over $5,000. That’s not to mention wellness checks, dental care, spaying and neutering, worming and any other typical costs of keeping your pet healthy. With pet insurance, your pet (and your wallet) are covered for total peace of mind.
  • The price of pet insurance varies greatly and this often comes down to a number of factors including age, location, breed or policy coverage limits. But ask yourself, could you afford to pay for a $50,000 vet bill out of your own pocket? In reality, pet insurance is more affordable than you think and that's why we're on a mission to help insure every pet in America. You can compare pet insurance plans with us - for free - in 60 seconds or less.
  • Unlike human health insurance, most pet insurance plans reimburse you for the cost of veterinary care. However, recently this has been changing to a scenario where more and more vets will accept payment directly from the insurance company. It’s worth asking your vet if they will take payment from the insurer because if so you’ll only need to pay for any deductible and co-pay you chose. If your vet won’t accept payment from the insurer then it’s usually just a few days until the insurer will reimburse you.